dave.hoyle@abr-orlando.com
    407-529-4621

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What Are My Mortgage Options

When you’re buying a home, you’ll probably need to take out a mortgage. That means you need to understand the types of mortgage loans available to you. It’s always best to know what all of your options are so that you can make the best decisions.

If you’re like most people, you’re wondering, “What are my mortgage options?” That’s completely normal, especially if this is your first home.

Your Mortgage Options

Mortgages come in many different varieties, which is good—you have the ability to make a choice that works for you not just now, but long into the future.

Terms:You can choose how long it will take you to pay for your home. Most people have a term of 30 years, but mortgages are available in 15-year and 20-year terms, as well.

Typically, shorter loans come with lower interest rates. You’ll pay less over the life of the loan than you would with a longer loan, but you must pay it all back faster; that means your monthly payments will probably be a good deal higher than they would if you spread it out over a longer term.

Types: In addition to choosing the terms of your mortgage, you can choose which loan type is right for you. Your options include fixed-rate, adjustable-rate and interest-only mortgages.

Different lenders offer different loan packages, as well. Some people qualify for loans under a variety of programs, such as VA loans, FHA loans and more. Your lender can tell you more about what may be right for you.

Ready to Look at ABR Orlando Homes?

Before you jump ahead to getting a mortgage, it’s a good idea to see all of the ABR Orlando homes for sale. Who better to walk you through the process than an expert?

Call me at (407-529-4621) or contact me online. I’ll be happy to show you the spectacular array of homes in ABR Orlando and help find the one that’s perfect for you.

Links:

Mortgage Basics

Types of Mortgage Loan

 

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About Abr Orlando

We love working with Buyers and have worked hard to develop the skills necessary to assist our clients. All of us at Accredited Buyers Representative-Orlando LLC are certified as ABR®’s or working towards that and other NAR Designations to help you find your perfect spot. This short video highlights some of the important benefits of working with an ABR® when buying your next home. Education and Experience produce results for our clients.

ABR Orlando
1936 Lee Road Suite 100
Winter Park, FL 32789
Email: dave.hoyle@abr-orlando.com
Phone: 407-529-4621

  

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